Effective Date: 02/01/2023
Welcome to Ratereduct.com (the "Website"). This Privacy Policy outlines how we collect, use, disclose, and protect your personal information. By accessing or using our services, you consent to the terms outlined in this policy.
For the purposes of this Privacy Policy, “Personal Information” refers to individually identifiable information from or about an individual. We collect personal information primarily when you use or visit the Website and/or fill out a form. The Personal Information you may be asked to provide includes, but is not limited to:
First and last name
Email address
Telephone number
Any other information necessary to provide the services offered
No mobile information will be shared with third parties/affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. We do not rent or share your personal information without permission or as described in this policy.
This information is collected to provide mortgage refinancing services.
Your personal information is used to provide and improve our services. This includes processing mortgage refinance applications, communicating with you, and enhancing user experience on our website.
We may disclose your personal information to trusted third parties, such as lenders and financial institutions, solely for the purpose of facilitating mortgage refinancing services.
We employ industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction.
We use cookies and similar technologies to enhance your browsing experience and gather information about how you use our website. You can manage your cookie preferences through your browser settings.
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. Please review their privacy policies independently.
Ratereduct.com is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and become aware that your child has provided us with information, please contact us, and we will take appropriate steps to delete it.
We reserve the right to update this Privacy Policy to reflect changes in our practices. We will notify you of any material changes through our website or other means of communication.
If you have questions or concerns regarding this Privacy Policy, please contact us at [insert contact email/phone].
We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.
While we take all reasonable precautions to protect your personal information, we cannot guarantee the security of information transmitted over the internet or stored in our systems. By using our services, you acknowledge and accept this risk.